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Trade Finance Analyst - AR

Houston, TX 77024

Employment Type: Direct Hire Job Category: Accounting Support Job Number: 7347

Job Description

Trade Finance Analyst – AR | Commodity Trading | Houston (Energy Corridor)

UNITY is partnering with a Houston-based commodity trading organization to identify a Trade Finance Analyst, AR to join its finance and commercial operations team. More than a traditional accounts receivable role, this position sits at the intersection of Finance, Accounting, Commercial, Operations, customers, and financial institutions and provides exposure to the full trade-to-cash lifecycle within an international trading business.

The AR Financial Analyst will take ownership of customer invoicing, receivables, cash forecasting, trade finance documentation, customer credit and AML/KYC processes, while developing a strong understanding of the commercial activity behind each transaction.

Key Responsibilities
  • Manage customer invoicing and accounts receivable activity from billing through collection and settlement
  • Prepare and maintain short- and medium-term cash flow forecasts
  • Support Letters of Credit and other trade finance documentation
  • Assist with customer credit analysis, credit exposure monitoring, and risk management
  • Coordinate AML/KYC documentation and customer onboarding requirements
  • Reconcile customer balances, cash receipts, settlements, and related financial activity
  • Partner closely with Commercial and Operations teams to understand contracts, vessel activity, pricing, and transaction economics
  • Identify discrepancies and potential collection or settlement issues before they become problems
  • Perform financial analysis and improve reporting, processes, controls, and Excel-based tools
Job Requirements
  • Bachelor’s degree in Finance, Accounting, Economics, or related field
  • Approximately 3–5 years of relevant experience in AR, financial analysis, trade finance, commodity trading, energy, logistics, or a similar commercial environment
  • Commodity trading, energy, international trade, or trade finance experience strongly preferred
  • Exposure to Letters of Credit, customer credit analysis, cash forecasting, or commodity settlements is highly desirable
  • Strong Excel skills, including reconciliations, financial modeling, formula review, and data analysis
  • Experience working with ERP, CTRM, or other financial systems
  • Ability to independently manage recurring responsibilities with a high degree of accuracy, ownership, and follow-through

This is an excellent opportunity for an analyst who wants to move beyond transactional AR and build broader experience across commodity trading, commercial finance, credit, cash management, and trade finance.

Interested candidates can message me directly or apply through LinkedIn for a confidential conversation.

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Job Requirements

• Approximately 3–5 years of relevant experience in accounts receivable, financial analysis, trade finance, commodity trading, energy, logistics or a related commercial environment. • Experience in commodity trading, energy, international trade or trade finance is strongly preferred. • Exposure to Letters of Credit, customer credit analysis, cash forecasting or commodity settlements is desirable.

Meet Your Recruiter

Aaron Stewart

Director | Houston Finance & Accounting    

 

UNITY.

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